Note: Hacking credit cards is an illegal act, this is only informational post and I am not responsible for any actions done by you after reading this tutorial. This post is for educational purposes only.

Lets start with some easy terms.

What is credit card ?

Credit cards are of two types:
• Debit Card
• Credit Card
1. Debit means u have a sum of amount in it and u can use them.
2. Credit means u have a credit line limit like of $10000 and u can use them and by the end of month pay it to bank.

To use a credit card on internet u just not need cc number and expiry but u need many info like :
• First name
• Last name
• Address
• City
• State
• Zip
• Country
• Phone
• CC number
• Expiry
• CVV2 ( this is 3digit security code on backside after signature panel )
If you get that info you can use that to buy any thing on internet, like software license, porn site membership, proxy membership, or any thing (online services usually, like webhosting, domains).

If u want to make money $ through hacking then you need to be very lucky... you need to have a exact bank and bin to cash that credit card through ATM machines.

Let me explain how ?

First study some simple terms.

BINS = first 6 digit of every credit card is called " BIN " (for example cc number is : 4121638430101157 then its bin is " 412163 "), i hope this is easy to understand.

Now the question is how to make money through credit cards. Its strange..., well you cant do that, but there is specific persons in world who can do that. They call them selves " cashiers ". You can take some time to find a reliable cashiers.
Now the question is every bank credit cards are cashable and every bin is cashable? Like citibank, bank of america , mbna .. are all banks are cashables ? Well answer is " NO ". If u know some thing, a little thing about banking system, have u ever heard what is ATM machines? Where u withdraw ur cash by putting ur card in.
Every bank don't have ATM, every bank don't support ATM machines cashout. Only few banks support with their few bins (as u know bin is first 6 digit of any credit / debit card number), for suppose bank of america. That bank not have only 1 bin, that bank is assigned like, 412345 412370 are ur bins u can make credit cards on them. So bank divide the country citi location wise, like from 412345 - 412360 is for americans, after that for outsiders and like this. I hope u understand. So all bins of the same bank are even not cashable, like for suppose they support ATM in New York and not in California, so like the bins of California of same bank will be uncashable. So always make sure that the bins and banks are 100% cashable in market by many cashiers.

Be sure cashiers are legit, because many cashiers r there which take your credit card and rip u off and don't send your 50% share back.
You can also find some cashiers on mIRC *( /server irc.unixirc.net:6667 ) channel : #cashout, #ccpower